Today, the term “wage” no longer describes only the gross salary, but all company benefits that benefit the employee. Being healthy, staying, working well and happily is important.
Without health, it is hardly possible to achieve a satisfactory income. And: motivated, qualified and healthy employees are crucial for business success. Good that you can make provision for the case, if not everything runs optimally.
The occupational health insurance, for example, provides co-payments for check-ups, dental prostheses, daily sickness benefits, visual aids or even alternative medical treatment. We advise putting the focus on the daily sickness allowance. Because not every illness-related loss of earnings means at the same time that someone is or becomes unfit for work.
The contributions to occupational health insurance are subject to wage tax and social security contributions. Here you have the choice to tax contributions either individually or on a flat-rate basis according to § 40 b EStG. Conversely, the benefits from occupational health insurance are tax-free.
THE INTRODUCTION OF OPERATING HEALTH INSURANCE MAY MAKE THE EMPLOYER MORE ATTRACTIVE FOR HIS EMPLOYEES.